Florida Renters Insurance
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Many renters don't thing about insuring their personal property because they just don't feel they own enough "stuff" to justify the cost. Renters insurance covers more than just your personal belongings, it also gives your financial protection from lawsuits resulting from personal liability.
Other coverages provided by Florida renters insurance:
Guest medical payments - Renters insurance provides coverage for injuries sustained to your guests while in your apartment, rental home or dormitory.
Lost property off-premises - Similar to a homeowners policy, renters insurance covers your personal effects while on traveling or on vacation.
Loss of use - If your apartment building or rental house is damaged from fire or other cause, your renters insurance will pay for you to live elsewhere while the damage is repaired.
Why do I need renters insurance?
Take a few minutes and make a mental tally of your personal property. You might have items like an extensive CD collection, an expensive home theatre system, multiple pairs of pricey jeans or valuable family antiques. You might be surprised at how quickly the total value of your property rises if you just sit down and think about it.
Renters insurance is cheap. You are not insuring your apartment or dwelling, so your premium stays low. You can often obtain a complete Florida renters insurance policy for well under $200. If you have your auto insurance with the same company as your renters coverage, you can often obtain enough of a discount to essentially receive free renters insurance!