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Florida Life Insurance

Find the lowest rates on life insurance in Florida!

Buying life insurance is one of the best decisions you can make. To make sure you get the cheapest rates on Florida life insurance, get free quotes with a few of the companies listed below. It only takes a minute and it could find you the lowest rate possible.


Our Recommendations in Florida

Why do I need life insurance?

FACT: You don't buy life insurance for you.

You buy life insurance for your family or other dependents who rely on you to provide them with a quality of living that wouldn't be possible without you. Florida life insurance can be easily quoted and purchased online through a variety of life insurance companies.

There are many reasons to buy life insurance but the most important is your family. Life insurance can provide benefits to send your children to college, provide for your surviving spouse, pay final expenses, create an inheritance for heirs and pay estate taxes. Life insurance is the cornerstone of sound financial planning.

Best ways to get low cost life insurance in Florida


There are many different types of life insurance on the market today, and regardless of the type of coverage you buy, there are factors that you can control to reduce the premium you pay.

  • Lead a healthy lifestyle. You can't change your age, which is a major factor in determining life insurance premiums, but you can control other factors such as your weight, tobacco and alcohol use. Smokers pay as much as twice as much as non-smokers for the same coverage.
  • Don't take just one companies word. Just because one company classified you as a substandard risk, that doesn't mean that you don't fit into another company's preferred category. Shop multiple companies and get several quotes before committing to a policy.
  • Sometimes more insurance costs less. Insurance companies give rate discounts at certain levels of coverage, very often in multiples of $250,000. So if you are approaching one of these multiples in coverage value, make sure to get a price at the next level. You might find that you can actually get more life insurance coverage for less money.
  • Watch for those hidden fees. Many life insurance companies charge hefty fees for paying your policy monthly rather than annually. Compare the cost of annual vs. monthly payments before committing to the shorter term.
  • Shop around for the lowest Florida life insurance rates. Buying life insurance through an agent can cost you considerably more than buying online because agents make a significant commission on life insurance sales. By quoting through reliable online companies, you effectively cut out the middle-man and can lower your life insurance costs substantially.

Compare Florida life insurance rates now!

The companies listed at the top of this page allow you to obtain free Florida life insurance quotes from the comfort of your own home.

Get life insurance quotes from your local Florida agents - If you prefer to get 5 quotes from local agents in your area, click here to start.

You can also view the top Florida companies for Auto Insurance, Home Insurance, Health Insurance, Motorcycle Insurance and Business Insurance

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Florida Insurance - Auto, Home, Life, more!

Find a Florida Life Insurance Agent

    Some people prefer to work with a local insurance agent. Browse our Florida insurance agency directory for a list of insurance agents near you.
Insurance Agents in Florida
Allstate Insurance Companies - Sales Offices- Largo

800 East Bay Drive
Clearwater, FL 33755

Omayra Insurance Agency

7336 Coldstream Drive
Miami, FL 33179

Charter Financial Group

11788 West Sample Road
Coral Springs, FL 33065

State Farm Insurance - Claims Office- Auto Claims

630 Maplewood Drive
Jupiter, FL 33458

A and M Insurance

1083 Sunset Strip
Sunrise, FL 33313

Farm Bureau Insurance

325 Southeast 6th Street
Lake Butler, FL 32054

Ferry Pass Insurance Agency

196 East Nine Mile Road
Pensacola, FL 32534

Dolly Bolding Bail Bonds

2112 West Kennedy Boulevard
Tampa, FL 33606

Allstate Insurance Companies

7325 Lake Underhill Road
Orlando, FL 32822

Connor Insurance Group Inc

19130 Two River Lane
Boca Raton, FL 33498


Florida Life Insurance Quotes