Florida Life Insurance

Find the lowest rates on life insurance in Florida!

Buying life insurance is one of the best decisions you can make. To make sure you get the cheapest rates on Florida life insurance, get free quotes with a few of the companies listed below. It only takes a minute and it could find you the lowest rate possible.


Our Recommendations in Florida

Why do I need life insurance?

FACT: You don't buy life insurance for you.

You buy life insurance for your family or other dependents who rely on you to provide them with a quality of living that wouldn't be possible without you. Florida life insurance can be easily quoted and purchased online through a variety of life insurance companies.

There are many reasons to buy life insurance but the most important is your family. Life insurance can provide benefits to send your children to college, provide for your surviving spouse, pay final expenses, create an inheritance for heirs and pay estate taxes. Life insurance is the cornerstone of sound financial planning.

Best ways to get low cost life insurance in Florida


There are many different types of life insurance on the market today, and regardless of the type of coverage you buy, there are factors that you can control to reduce the premium you pay.

  • Lead a healthy lifestyle. You can't change your age, which is a major factor in determining life insurance premiums, but you can control other factors such as your weight, tobacco and alcohol use. Smokers pay as much as twice as much as non-smokers for the same coverage.
  • Don't take just one companies word. Just because one company classified you as a substandard risk, that doesn't mean that you don't fit into another company's preferred category. Shop multiple companies and get several quotes before committing to a policy.
  • Sometimes more insurance costs less. Insurance companies give rate discounts at certain levels of coverage, very often in multiples of $250,000. So if you are approaching one of these multiples in coverage value, make sure to get a price at the next level. You might find that you can actually get more life insurance coverage for less money.
  • Watch for those hidden fees. Many life insurance companies charge hefty fees for paying your policy monthly rather than annually. Compare the cost of annual vs. monthly payments before committing to the shorter term.
  • Shop around for the lowest Florida life insurance rates. Buying life insurance through an agent can cost you considerably more than buying online because agents make a significant commission on life insurance sales. By quoting through reliable online companies, you effectively cut out the middle-man and can lower your life insurance costs substantially.

Compare Florida life insurance rates now!

The companies listed at the top of this page allow you to obtain free Florida life insurance quotes from the comfort of your own home.

Get life insurance quotes from your local Florida agents - If you prefer to get 5 quotes from local agents in your area, click here to start.

You can also view the top Florida companies for Auto Insurance, Home Insurance, Health Insurance, Motorcycle Insurance and Business Insurance

Florida Insurance - Auto, Home, Life, more!

Find a Florida Life Insurance Agent

    Some people prefer to work with a local insurance agent. Browse our Florida insurance agency directory for a list of insurance agents near you.
Insurance Agents in Florida
American Interstate Insurance Company

1003 3rd Street North
Jacksonville Beach, FL 32250

Ritehealth

5150 Tamiami Trail North Suite 600
Naples, FL 34103

Travelers by Nenezian

8181 Northwest 154th Street Suite 120
Hialeah, FL 33016

One Stop Insurance Services Inc

4624 Lake Worth Road # B
Lake Worth, FL 33463

First American Title Insurance

2020 North Highway A1A
Indialantic, FL 32903

Budget Insurance

115 West Woolbright Road Suite I
Boynton Beach, FL 33435

American Phoenix

2301 Southwest 27th Avenue
Miami, FL 33145

Prudential Financial - Offices- Orlando Office

800 North Magnolia Avenue Suite 1202
Orlando, FL 32803

Riegler- Elaine

37438 Hwy 54 West
Zephyrhills, FL 33542

One Source Group Inc

18167 Us Highway 19 N Ste 300
Clearwater, FL 33764